Welcome to onlineradioclub.org

Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Evaluating your Free Offers of Stuff Getting free stuff can be a lot of fun, and for many people, the hunt for freebies is as fun as actually enjoying the free products themselves. There is a dark side to freebie offers, however. Many scam artists have come to realize that pretending to offer free things is a great way to trick people into handing over sensitive information about them than can be used in identity theft operations or even bilk them out of cold, hard cash. For that reason, it is important to make sure you know how to stay out there when you’re looking for free offers. There are some things you can do to make sure you freebie hunting only brings you good times – these common sense rules are a great place to start. You’ve heard it a million times before – if it sounds too good to be true, it probably is. The reason you have heard it so many times is that it almost holds water. Think about the reason that companies give away free things. They’re usually not doing it for charity. They want you try to their products in the hope that you will come back to them as a paying customer in the future, and they’re doing it to build good will for their company over all. They’re definitely not doing it go broke. So consider whether the freebie offers you come across make sense according to these criteria. Does it make sense that a company will give you a free bag of their new flavor of chips or a trial size jar of their new face cream? Sure it does, because if you like it, you may buy these products in the future. Does it make sense that a company will give you an all expenses paid, two-week first class trip to Bali for you and ten of your friends? Not so much. Don’t waste your time on these too good to be true freebies – they may end up costing your big time in the long run. By the same token, the more outlandish an offer sounds, the more you have to look for the small print. Sure, maybe the hotel chain is willing to give you a free weekend in their beachfront hotel. The small print in the offer might say that you have to agree to spend 10 hours a day at a sales seminar or that the free weekend is yours after you pay for a two week stay. One particular airline ran an offer for a free coach class plane ticket from New York to London. The small print said you had to buy two, full price first class tickets on that same route before you could get the free on – at a cost of around $8,000 per ticket. Before you jump, make sure you get all of the details. Freebie offers that actually require you to shell out some money are very tricky. Sometimes they are legitimate – after all, if you are accustomed to paying full price first class airfare, a free coach class ticket can be a real score. But many times, when you have to pay to get something for free, that is a red flag that a scammer is at work. You should never send money, even for postage, to a company that you don’t know. Also, keep an eye on the costs for things like postage even if you do know the company name. If they’re asking for $50 postage to send you a free magazine, then you know something is up. Lastly, beware giving out too much personal information. There’s no reason a company giving away free shampoo needs your bank account details. Protect your private info and if you’re unsure, move on to the next freebie offer.

Turning your Eye to Government, Nonprofit or Small Business for you Next Job The type of business you work for can effect your job satisfaction. Your personality type may also work out better at certain types of businesses. Research different business types before going on your job search. Working for a small business or a non-profit definitely has its pros and cons. First of all, getting hired at a small business can be much easier than landing a position than at a corporation. Typically you will only have to go through one person to get the job. Usually the small business owner conducts the interview. This can be a good thing because the business owner may be willing to overlook a lack of experience or extenuating circumstances concerning your work history. Nonprofit jobs are often easier to get if you are passionate about the cause. The person that is doing the hiring is generally passionate about the cause that the nonprofit is working to assist. If they pick up on passion about the cause from you, typically you will get the job. However, that passion is necessary because they pay may not be very much. Working for a smaller company also opens up more opportunities for promotions. With fewer employees and contact with the owner, you may be able to move up in the company faster. You will be able to pick up on skills in less time than at large corporations, which often have many hoops for one to jump through before training for a new position. There may be a smaller window of time to pick up on new skills because of the limited amount of time that can be put towards training. Nonprofits may not have as many opportunities for promotions and job stability may be questionable. If the donations stop coming in or whoever funds the nonprofit decides not to fund it anymore, you could be out of a job. This is a very real concern with a nonprofit job. There are some drawbacks to working at smaller businesses. Sometimes, the staff at smaller businesses have been in place for years. New, younger employees may not be viewed favorably. This could affect working relationships with co-workers. Smaller companies also mean smaller paychecks. Independent businesses are not able to generate large paychecks. This could make staying at a small business undesirable. However, the personal interaction between you and your boss could be encouragement to stick it out with a small business. Or the opposite could be true. Government jobs can be beneficial to have for a number of reasons. First of all, government jobs offer good salaries and great benefits. You will have all government holidays off and you will be working in a position that is necessary to the maintenance of the government. That means that you probably won’t have to worry about being displaced. Although, remember that if the government runs into tough times, layoffs are possible. Government jobs are usually normal business hours but not always. There are some positions that will have hours that extend a little bit beyond regular business hours but for the most part, you will be able to enjoy your life by taking advantage of vacation time. Sick days will also be available at government jobs. Some of the drawbacks of government jobs are that you may have to deal with a large amount of on the job stress. You may be responsible for processing hundreds, maybe even thousands of cases and one mistake could be very tragic for an individual. Depending on what your position is, you may be instrumental in handling paper work from a huge amount of people.